How to qualify
Please take a moment to review our qualification requirements prior to submitting an application online.
CREDIT - A credit report will be completed on all applicants to verify credit ratings. A minimum credit score of 600 for all applicants will be required. Unfavorable accounts which will negatively influence this score include, but are not limited to: collections, charge-off, repossession, and current recent delinquency; and open bankruptcies will result in an automatic denial of the application. Outside credit reports will not be accepted. On applicants with no credit score, additional checks for rental and income/employment will be completed. If the criteria are met in these checks, an guarantor may be required.
APPLICANTS - All applicants 18 or older must submit their own separate application.
INCOME – All applicants will be asked to produce consecutive and most-recent pay stubs for the last 4 weeks from Application Date. If handwritten pay stubs are supplied, the documents must be validly notarized to be deemed sufficient. Applicants must have a minimum combined net income after all deductions of 2.5 times the monthly rent. Additional sources of verifiable income may be considered.These sources may include: child support, grants, pensions, GI benefits, disability, trust funds, social security and savings accounts. (The applicant must supply six current consecutive months of bank statements if any of the additional sources of income listed above cannot be provided directly from the supplier.)
Some credit scoring results will necessitate further income verification. In such instances, verification with employer will be completed or applicant may be asked to produce additional financial statements/ records.
SECURITY DEPOSIT - A security deposit equal to one and a half months rent is required on all properties.
EMPLOYMENT - Applicant must have been employed for at least one year at their current employer. Applicants with less then one year at their current employer who have changed employers within the last twelve months and are in a similar position will be considered.
SELF EMPLOYMENT - Applicants must provide the previous year's federal and state income tax return as well as twelve months of bank statements.
RETIRED - Applicants must provide proof of retirement benefits as well as two months of bank statements.
GUARANTORS - Guarantors will only be accepted for applicants who have no credit score. . The guarantor will be required to complete an application and pay a full application fee. Guarantors must have a net monthly income of 5 times the monthly market rent and meet all other qualifying criteria identified in this screening policy. The guarantor will be required to sign the lease as a Leaseholder. Guarantors may be relatives or an employer; friends may not serve as a Guarantor.
ANIMALS - Dogs are not permitted in multi-family properties unless required by law. Cats are permitted in multi family houses. Animals must be no less than six (6) months of age. A non-fundable pet fee in the amount of $250.00 per pet will be charged where permitted by law as well as a $25 per month pet fee. Dog bite insurance is required.
RESTRICTED ANIMAL LIST (including but not limited to)
Dogs - Pit Bull Terrier, Staffordshire Terrier, Rottweiler, German Shepherd, Presa Canario, Chow Chow, Doberman Pinscher, Akita, Wolf-hybrid, Bull Mastiff, Cane Corso, Great Dane, Malamute and Husky
Other animals - Snakes, Tarantulas, Rabbits, Birds, Piranhas, Ferrets.
Please note the following:
APPLICATION DOES NOT CREATE A LEASE. This application, whether accepted or not, shall under no circumstances be considered a lease agreement between Applicant and Landlord, or an offer to lease. No lease shall exist between Applicant and Landlord unless and until the parties enter into a formal Lease Agreement and Applicant pays all required fees, deposits and advance rent.
AUTHORIZATION TO DO CREDIT AND BACKGROUND CHECK. Applicant hereby authorizes Landlord and Landlord’s authorized agents to do whatever background and credit check on Applicant Landlord or Landlord’s agents deem appropriate. This may include among other things obtaining one or more credit reports on Applicant. Such credit report(s) may be obtained before and during the term of the Lease and after the expiration or termination of the Lease as part of any effort to collect rent, costs, fees and charges owing under such Lease. Applicant acknowledges that merely requesting such reports may lower Applicant’s credit score and Applicant expressly consents to the same.
USE OF INFORMATION. The information in this application or obtained as a result of the authorization given herein by Applicant will not be sold or distributed to others. However, Landlord and Landlord’s agents may use such information to decide whether to lease the Property to Applicant and for all other purposes relative to any future lease agreement between the parties including the enforcement thereof.
COMMITMENT TO EQUAL HOUSING. Landlord and Landlord’s agents are committed to providing equal housing opportunities to all rental applicants regardless of race, color, religion, national origin, sex, handicap, familial status, or other protected status. We welcomes qualified Section 8 voucher holders who have been approved for the Section 8 program by the local housing authority.
REASON FOR DENIAL. If this Application is denied, Landlord or Landlord’s agent shall within ten (10) days thereafter and upon the written request of applicant, state the basis for said denial to Applicant.
FALSIFICATION OF APPLICATION. Any falsification in Applicant’s paperwork will result in the automatic denial of Application. In the event that an Applicant falsifies his/her paperwork, owner has the right to hold all deposits and fees paid to apply towards liquidated damages.